March 18, 2025

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“Launching our open API portal is a major milestone in Xactus’ journey to becoming a true fintech. We are setting a new industry standard with the most complete, transparent, and developer-friendly API documentation available. This portal is a testament to our commitment to being the easiest partner to integrate with, ensuring our customers have everything they need to seamlessly connect with us,” said James Owens, chief technology officer of Xactus.

The open API will help expand Xactus’ mortgage ecosystem, as well as improve the customer experience and scalability.

Access to the Xactus360 production environment is restricted to U.S. IP addresses to maintain a highly secure API connectivity experience, per Xactus. The portal also supports IP address restrictions at both the company and operator levels, ensuring controlled and secure access.

Today’s news follows Xactus’ announcement earlier this month that it is the first technology partner to introduce the FICO Score Mortgage Simulator through Xactus360.



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